Claimory's modeled recovery comes from one conservative stream: the supplements a shop already earned but never collected. This page lays out the single formula, the assumptions behind it, and an illustrative worked example (45 claims per month models $12,960) so any shop can plug in its own numbers. The figures here are a model, not a promise.
Modeled monthly recovery = claims per month x supplements per claim x dollar value per supplement x share currently missed. That is the whole model. Each assumption below is the model's own default, stated in the open and editable in the calculator. At the illustrative 45-claim-per-month example, the formula works out to $12,960 per month.
1.8 average
The model assumes a range of roughly 1 to 3 supplements per insurance claim, because teardown keeps finding what the first estimate could not see. The model uses 1.8 as a conservative middle. Heavy hits and deeper teardowns run higher; light hits and DRP-light books run lower.
$320 average
The model assumes a range of $300 to $900 per supplement across carriers and damage profiles. The model deliberately uses $320, near the bottom of that range, so the worked example stays conservative rather than impressive.
50% model default
The model assumes a shop without a supplement-tracking system misses half the supplements it is owed. Line items surface at teardown on a busy day, never get submitted, and quietly age past the carrier's window. Lower the miss rate in the calculator if your shop already tracks them.
Every assumption is an editable input with its default shown, so the math stays transparent. The widget opens on the illustrative 45-claim-per-month example: 45 claims x 1.8 supplements x $320 x 50% missed = $12,960 per month in modeled recovery. Change any field and the total recomputes live, or load the demo numbers to bring back the published example. None of these inputs are universal; plug in your own to estimate a number specific to your shop. Figures round to the nearest dollar.
Your shop's recovery model
Showing the illustrative example. Edit any field to model your own shop.
Formula: claims x supplements per claim x dollar value x miss rate
Demo: 90 claims, 1.8 per claim, $320 each, 50% currently missed
Insurance claims processed in a typical month. Default 45.
The model's range is 1 to 3. Demo default 1.8. Default 1.8.
The model's range is $300 to $900. Demo default $320. Default $320.
Share of owed supplements your shop fails to catch today. Demo default 50% for shops without tracking. Default 50%.
Modeled monthly recovery
$12,960
$155,520 per year in supplement revenue you are owed.
Recovery versus plan price
Professional is $129.99 per month, the lowest tier with the AI Claim Audits the model relies on. Starter has no AI. Default $129.99 / mo.
Modeled recovery of $12,960 per month is 99.7 times the $130 plan price. Catching one missed supplement typically covers the plan on its own.
This is an illustrative model, not a promise. It measures supplement revenue the shop already earned and never collected. No tool recovers the full modeled gap. Real numbers vary by carrier mix, DRP composition, severity, and existing process.
One stream: missed supplements. These are line items for work the shop performed and documented but never submitted, so the carrier never paid them. The model multiplies claims per month by supplements per claim (1.8), by the average dollar value per supplement ($320), by the share a shop without tracking is modeled to miss (model default 50%). At the illustrative 45-claim-per-month example, that is $12,960 in modeled monthly recovery. Plug your own claim volume into the calculator on this page to estimate a number specific to your shop.
No. Every dollar in the model is a supplement the carrier already owed for work that was actually performed and documented. Missed supplements are usually not lost negotiations; they are line items that never got submitted. The methodology measures recovery, not new sales.
Claimory also helps shops supplement back short-paid line items and shrink the wait windows that stretch cycle time. Both are real upside, and both are deliberately left out of the headline recovery number so the model stays conservative and reproducible from one formula. To put a separate number on cycle time for your own shop, run the free cycle time calculator at claimory.io/tools/cycle-time-calculator.
No. The methodology is a transparent worked example based on the model's own default inputs. Real shop numbers vary by carrier mix, DRP composition, severity, technician throughput, and existing process. Plug your own claims-per-month and average supplement count into the math to estimate a number specific to your shop. The 14-day free trial gives you the data to calibrate.
The AI Claim Audit reads the full claim record (estimate, supplements, photos, vehicle, carrier, location) and flags operations that are commonly missed for that damage profile, that carrier, and that DRP program. Every flag links to the source line and the reason. The estimator reviews the suggestions and decides which to add. Nothing is auto-applied to the estimate.
14-day free trial. No credit card. The trial gives you live data from your own claims so the recovery number stops being an estimate.
No credit card. Works with CCC ONE and Mitchell.
